For better or worse, America’s economy runs on credit. If you are receiving credit, another word for that is “debt.” Credit is borrowing with the intent to pay a debt back, plus interest. Individuals, institutions, and the U.S. government all use credit to finance various activities.
Times have changed
Fifty years ago, most borrowing took place [...]

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In the present times, the global economy has been badly affected and people need to make good and intelligent decisions when it comes to using credit cards and loans. Here are some tips that will help you in maintaining good credit practices during a recession period or an economic turndown.
The first thing that you need [...]

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Credit report is a very important financial document of an individual because it gives the exact picture of your current credit situation. By pulling your latest credit copy, you will come to know the areas on which you need to work and improve your credit. Your credit report will show the list of your creditors, [...]

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